Call reports 2010
FIRST PEOPLES BANK — 2010
What FIRST PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 75,125,000 | 75,071,000 | 73,144,000 | 78,599,000 |
| Total loans | 56,007,000 | 57,093,000 | 56,289,000 | 53,607,000 |
| Allowance for loan losses | 1,254,000 | 1,218,000 | 1,299,000 | 1,558,000 |
| Securities available for sale | 9,820,000 | 9,210,000 | 8,828,000 | 8,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,815,000 | 58,247,000 | 56,234,000 | 67,863,000 |
| Interest-bearing deposits | 43,685,000 | 43,772,000 | 42,550,000 | 43,589,000 |
| Noninterest-bearing deposits | 14,130,000 | 14,475,000 | 13,684,000 | 24,274,000 |
| Equity capital | 10,270,000 | 10,384,000 | 10,454,000 | 10,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,176,000 | 3,255,000 | 4,251,000 |
| Interest expense | 220,000 | 428,000 | 628,000 | 787,000 |
| Net interest income | 859,000 | 1,748,000 | 2,627,000 | 3,464,000 |
| Noninterest income | 195,000 | 326,000 | 571,000 | 862,000 |
| Noninterest expense | 814,000 | 1,612,000 | 2,448,000 | 3,200,000 |
| Provision for loan losses | 150,000 | 200,000 | 350,000 | 720,000 |
| Pretax income | 90,000 | 262,000 | 379,000 | 385,000 |
| Income tax | 24,000 | 78,000 | 112,000 | 92,000 |
| Net income | 66,000 | 184,000 | 267,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,028,000 | 10,147,000 | 10,229,000 | 10,256,000 |
| Total capital | 10,655,000 | 10,792,000 | 10,854,000 | 10,877,000 |
| Risk-weighted assets | 49,553,000 | 51,001,000 | 49,357,000 | 48,745,000 |