Call reports 2009
FIRST PEOPLES BANK — 2009
What FIRST PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 79,194,000 | 77,675,000 | 78,858,000 | 92,130,000 |
| Total loans | 58,957,000 | 59,033,000 | 57,981,000 | 56,641,000 |
| Allowance for loan losses | 913,000 | 912,000 | 1,193,000 | 1,426,000 |
| Securities available for sale | 12,124,000 | 11,953,000 | 11,076,000 | 10,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,346,000 | 59,579,000 | 61,686,000 | 74,777,000 |
| Interest-bearing deposits | 49,562,000 | 46,684,000 | 48,315,000 | 62,054,000 |
| Noninterest-bearing deposits | 12,784,000 | 12,895,000 | 13,371,000 | 12,723,000 |
| Equity capital | 9,893,000 | 10,032,000 | 10,164,000 | 10,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,430,000 | 3,663,000 | 4,818,000 |
| Interest expense | 356,000 | 676,000 | 989,000 | 1,244,000 |
| Net interest income | 851,000 | 1,754,000 | 2,674,000 | 3,574,000 |
| Noninterest income | 235,000 | 498,000 | 725,000 | 991,000 |
| Noninterest expense | 944,000 | 1,803,000 | 2,645,000 | 3,438,000 |
| Provision for loan losses | 60,000 | 150,000 | 490,000 | 795,000 |
| Pretax income | 94,000 | 311,000 | 276,000 | 320,000 |
| Income tax | 17,000 | 85,000 | 75,000 | 56,000 |
| Net income | 77,000 | 226,000 | 201,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,770,000 | 9,900,000 | 9,899,000 | 9,962,000 |
| Total capital | 10,483,000 | 10,612,000 | 10,548,000 | 10,635,000 |
| Risk-weighted assets | 56,845,000 | 56,665,000 | 51,375,000 | 53,094,000 |