Call reports 2008
FIRST PEOPLES BANK — 2008
What FIRST PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,161,000 | 83,383,000 | 79,018,000 | 79,750,000 |
| Total loans | 59,032,000 | 58,184,000 | 59,186,000 | 58,866,000 |
| Allowance for loan losses | 945,000 | 922,000 | 859,000 | 889,000 |
| Securities available for sale | 13,403,000 | 13,852,000 | 13,054,000 | 12,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,866,000 | 67,991,000 | 61,960,000 | 62,892,000 |
| Interest-bearing deposits | 53,245,000 | 54,678,000 | 48,582,000 | 50,834,000 |
| Noninterest-bearing deposits | 13,621,000 | 13,313,000 | 13,378,000 | 12,057,000 |
| Equity capital | 9,685,000 | 9,857,000 | 9,689,000 | 9,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 2,915,000 | 4,249,000 | 5,568,000 |
| Interest expense | 498,000 | 953,000 | 1,399,000 | 1,814,000 |
| Net interest income | 993,000 | 1,962,000 | 2,850,000 | 3,754,000 |
| Noninterest income | 311,000 | 618,000 | 872,000 | 1,055,000 |
| Noninterest expense | 921,000 | 1,758,000 | 2,652,000 | 3,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 383,000 | 822,000 | 322,000 | 568,000 |
| Income tax | 127,000 | 277,000 | 63,000 | 113,000 |
| Net income | 256,000 | 545,000 | 259,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,648,000 | 9,936,000 | 9,651,000 | 9,822,000 |
| Total capital | 10,424,000 | 10,691,000 | 10,405,000 | 10,563,000 |
| Risk-weighted assets | 62,118,000 | 60,251,000 | 60,223,000 | 59,135,000 |