Call reports 2007
FIRST PEOPLES BANK — 2007
What FIRST PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,297,000 | 79,110,000 | 75,793,000 | 78,205,000 |
| Total loans | 57,579,000 | 55,127,000 | 55,893,000 | 56,771,000 |
| Allowance for loan losses | 940,000 | 986,000 | 1,004,000 | 943,000 |
| Securities available for sale | 11,789,000 | 12,096,000 | 12,175,000 | 13,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,781,000 | 64,381,000 | 59,725,000 | 62,860,000 |
| Interest-bearing deposits | 50,356,000 | 49,998,000 | 47,083,000 | 50,113,000 |
| Noninterest-bearing deposits | 14,425,000 | 14,383,000 | 12,642,000 | 12,747,000 |
| Equity capital | 8,809,000 | 9,040,000 | 9,409,000 | 9,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,034,000 | 4,549,000 | 6,086,000 |
| Interest expense | 511,000 | 1,035,000 | 1,556,000 | 2,089,000 |
| Net interest income | 996,000 | 1,999,000 | 2,993,000 | 3,997,000 |
| Noninterest income | 364,000 | 687,000 | 993,000 | 1,361,000 |
| Noninterest expense | 911,000 | 1,741,000 | 2,660,000 | 3,536,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 404,000 | 855,000 | 1,191,000 | 1,687,000 |
| Income tax | 136,000 | 291,000 | 405,000 | 570,000 |
| Net income | 268,000 | 564,000 | 786,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,879,000 | 9,175,000 | 9,433,000 | 9,736,000 |
| Total capital | 9,633,000 | 9,911,000 | 10,156,000 | 10,521,000 |
| Risk-weighted assets | 60,199,000 | 58,640,000 | 57,612,000 | 61,851,000 |