Call reports 2006
FIRST PEOPLES BANK — 2006
What FIRST PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,305,000 | 77,949,000 | 79,198,000 | 77,343,000 |
| Total loans | 57,468,000 | 58,895,000 | 58,835,000 | 57,588,000 |
| Allowance for loan losses | 847,000 | 884,000 | 924,000 | 901,000 |
| Securities available for sale | 13,791,000 | 12,572,000 | 12,277,000 | 11,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,227,000 | 64,037,000 | 62,805,000 | 62,910,000 |
| Interest-bearing deposits | 49,097,000 | 50,103,000 | 49,265,000 | 50,078,000 |
| Noninterest-bearing deposits | 14,130,000 | 13,934,000 | 13,540,000 | 12,832,000 |
| Equity capital | 7,970,000 | 8,206,000 | 8,512,000 | 8,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,726,000 | 4,322,000 | 5,823,000 |
| Interest expense | 411,000 | 906,000 | 1,425,000 | 1,958,000 |
| Net interest income | 915,000 | 1,820,000 | 2,897,000 | 3,865,000 |
| Noninterest income | 328,000 | 723,000 | 943,000 | 1,337,000 |
| Noninterest expense | 1,017,000 | 1,864,000 | 2,761,000 | 3,633,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 181,000 | 589,000 | 944,000 | 1,389,000 |
| Income tax | 55,000 | 194,000 | 314,000 | 464,000 |
| Net income | 126,000 | 395,000 | 630,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,113,000 | 8,382,000 | 8,616,000 | 8,911,000 |
| Total capital | 8,850,000 | 9,134,000 | 9,381,000 | 9,661,000 |
| Risk-weighted assets | 58,970,000 | 60,039,000 | 61,064,000 | 59,979,000 |