Call reports 2005
FIRST PEOPLES BANK — 2005
What FIRST PEOPLES BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,312,000 | 70,984,000 | 79,273,000 | 76,601,000 |
| Total loans | 52,895,000 | 52,056,000 | 54,626,000 | 55,207,000 |
| Allowance for loan losses | 741,000 | 761,000 | 809,000 | 799,000 |
| Securities available for sale | 12,674,000 | 12,275,000 | 16,737,000 | 14,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,596,000 | 54,013,000 | 63,085,000 | 63,107,000 |
| Interest-bearing deposits | 39,894,000 | 42,418,000 | 50,766,000 | 50,394,000 |
| Noninterest-bearing deposits | 10,702,000 | 11,595,000 | 12,319,000 | 12,713,000 |
| Equity capital | 7,449,000 | 7,687,000 | 7,839,000 | 8,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,164,000 | 3,392,000 | 4,651,000 |
| Interest expense | 209,000 | 477,000 | 817,000 | 1,198,000 |
| Net interest income | 825,000 | 1,687,000 | 2,575,000 | 3,453,000 |
| Noninterest income | 329,000 | 457,000 | 944,000 | 1,364,000 |
| Noninterest expense | 759,000 | 1,408,000 | 2,455,000 | 3,316,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 350,000 | 646,000 | 929,000 | 1,321,000 |
| Income tax | 124,000 | 235,000 | 332,000 | 444,000 |
| Net income | 226,000 | 411,000 | 597,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,538,000 | 7,723,000 | 7,910,000 | 8,190,000 |
| Total capital | 8,189,000 | 8,384,000 | 8,616,000 | 8,889,000 |
| Risk-weighted assets | 52,011,000 | 52,816,000 | 56,409,000 | 55,862,000 |