Call reports 2004
FIRST PEOPLES BANK — 2004
What FIRST PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,566,000 | 66,659,000 | 71,954,000 | 68,249,000 |
| Total loans | 42,461,000 | 44,137,000 | 47,487,000 | 50,941,000 |
| Allowance for loan losses | 707,000 | 710,000 | 738,000 | 721,000 |
| Securities available for sale | 19,990,000 | 20,018,000 | 19,122,000 | 13,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,305,000 | 54,545,000 | 53,615,000 | 54,441,000 |
| Interest-bearing deposits | 48,205,000 | 42,898,000 | 42,917,000 | 43,987,000 |
| Noninterest-bearing deposits | 12,100,000 | 11,647,000 | 10,698,000 | 10,454,000 |
| Equity capital | 6,915,000 | 6,923,000 | 7,353,000 | 7,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,871,000 | 2,878,000 | 3,943,000 |
| Interest expense | 138,000 | 283,000 | 439,000 | 631,000 |
| Net interest income | 770,000 | 1,588,000 | 2,439,000 | 3,312,000 |
| Noninterest income | 378,000 | 758,000 | 1,180,000 | 1,588,000 |
| Noninterest expense | 763,000 | 1,591,000 | 2,392,000 | 3,263,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 366,000 | 706,000 | 1,150,000 | 1,537,000 |
| Income tax | 125,000 | 241,000 | 395,000 | 517,000 |
| Net income | 241,000 | 465,000 | 755,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,736,000 | 6,961,000 | 7,251,000 | 7,516,000 |
| Total capital | 7,283,000 | 7,567,000 | 7,871,000 | 8,140,000 |
| Risk-weighted assets | 43,640,000 | 48,346,000 | 49,528,000 | 49,871,000 |