Call reports 2003
FIRST PEOPLES BANK — 2003
What FIRST PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 66,114,000 | 61,278,000 | 58,398,000 | 59,691,000 |
| Total loans | 38,047,000 | 39,941,000 | 40,317,000 | 43,481,000 |
| Allowance for loan losses | 531,000 | 573,000 | 590,000 | 679,000 |
| Securities available for sale | 18,868,000 | 16,972,000 | 12,651,000 | 13,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,992,000 | 54,048,000 | 51,268,000 | 51,914,000 |
| Interest-bearing deposits | 45,484,000 | 42,969,000 | 41,224,000 | 40,684,000 |
| Noninterest-bearing deposits | 12,508,000 | 11,079,000 | 10,044,000 | 11,230,000 |
| Equity capital | 6,157,000 | 6,453,000 | 6,659,000 | 6,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,775,000 | 2,670,000 | 3,612,000 |
| Interest expense | 200,000 | 372,000 | 520,000 | 656,000 |
| Net interest income | 685,000 | 1,403,000 | 2,150,000 | 2,956,000 |
| Noninterest income | 211,000 | 966,000 | 1,491,000 | 1,960,000 |
| Noninterest expense | 560,000 | 1,559,000 | 2,380,000 | 3,232,000 |
| Provision for loan losses | 80,000 | 110,000 | 140,000 | 320,000 |
| Pretax income | 319,000 | 763,000 | 1,185,000 | 1,427,000 |
| Income tax | 79,000 | 256,000 | 396,000 | 466,000 |
| Net income | 240,000 | 507,000 | 789,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,955,000 | 6,221,000 | 6,503,000 | 6,675,000 |
| Total capital | 6,444,000 | 6,724,000 | 7,015,000 | 7,208,000 |
| Risk-weighted assets | 39,075,000 | 40,186,000 | 40,908,000 | 42,509,000 |