Call reports 2002
FIRST PEOPLES BANK — 2002
What FIRST PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,274,000 | 57,607,000 | 57,887,000 | 58,507,000 |
| Total loans | 34,703,000 | 37,594,000 | 37,709,000 | 40,227,000 |
| Allowance for loan losses | 469,000 | 430,000 | 447,000 | 452,000 |
| Securities available for sale | 11,982,000 | 14,097,000 | 13,380,000 | 13,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,494,000 | 49,334,000 | 49,221,000 | 50,181,000 |
| Interest-bearing deposits | 37,212,000 | 38,197,000 | 39,055,000 | 38,829,000 |
| Noninterest-bearing deposits | 10,282,000 | 11,137,000 | 10,166,000 | 11,352,000 |
| Equity capital | 5,309,000 | 5,612,000 | 5,981,000 | 6,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,855,000 | 2,821,000 | 3,744,000 |
| Interest expense | 264,000 | 499,000 | 727,000 | 931,000 |
| Net interest income | 676,000 | 1,356,000 | 2,094,000 | 2,813,000 |
| Noninterest income | 182,000 | 374,000 | 611,000 | 776,000 |
| Noninterest expense | 567,000 | 1,185,000 | 1,790,000 | 2,412,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 261,000 | 485,000 | 825,000 | 1,057,000 |
| Income tax | 62,000 | 116,000 | 202,000 | 249,000 |
| Net income | 199,000 | 369,000 | 623,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 5,425,000 | 5,680,000 | 5,865,000 |
| Total capital | 5,684,000 | 5,855,000 | 6,127,000 | 6,317,000 |
| Risk-weighted assets | 34,281,000 | 36,763,000 | 37,775,000 | 38,106,000 |