Call reports 2014
VALLEY GREEN BANK — 2014
What VALLEY GREEN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 370,261,000 | 389,562,000 | 421,634,000 | 424,567,000 |
| Total loans | 329,181,000 | 348,614,000 | 366,850,000 | 386,074,000 |
| Allowance for loan losses | 2,853,000 | 2,457,000 | 2,561,000 | 2,721,000 |
| Securities available for sale | 13,303,000 | 12,626,000 | 12,678,000 | 12,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,979,000 | 353,233,000 | 383,603,000 | 385,226,000 |
| Interest-bearing deposits | 280,019,000 | 308,547,000 | 339,650,000 | 336,124,000 |
| Noninterest-bearing deposits | 54,960,000 | 44,686,000 | 43,953,000 | 49,102,000 |
| Equity capital | 33,257,000 | 34,957,000 | 36,227,000 | 37,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,931,000 | 10,056,000 | 15,449,000 | 21,102,000 |
| Interest expense | 474,000 | 993,000 | 1,552,000 | 2,126,000 |
| Net interest income | 4,457,000 | 9,063,000 | 13,897,000 | 18,976,000 |
| Noninterest income | 152,000 | 290,000 | 444,000 | 604,000 |
| Noninterest expense | 2,438,000 | 4,735,000 | 7,641,000 | 11,095,000 |
| Provision for loan losses | 35,000 | 498,000 | 601,000 | 771,000 |
| Pretax income | 2,136,000 | 4,120,000 | 6,099,000 | 7,714,000 |
| Income tax | 726,000 | 1,507,000 | 2,255,000 | 3,184,000 |
| Net income | 1,410,000 | 2,613,000 | 3,844,000 | 4,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,632,000 | 35,201,000 | 36,434,000 | 37,272,000 |
| Total capital | 36,485,000 | 37,658,000 | 38,995,000 | 39,993,000 |
| Risk-weighted assets | 302,103,000 | 317,657,000 | 336,828,000 | 355,068,000 |