Call reports 2012
VALLEY GREEN BANK — 2012
What VALLEY GREEN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 241,003,000 | 251,790,000 | 279,742,000 | 295,812,000 |
| Total loans | 208,413,000 | 216,324,000 | 230,272,000 | 248,238,000 |
| Allowance for loan losses | 2,240,000 | 2,033,000 | 2,197,000 | 2,320,000 |
| Securities available for sale | 11,335,000 | 12,020,000 | 12,093,000 | 20,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,081,000 | 227,066,000 | 253,525,000 | 268,991,000 |
| Interest-bearing deposits | 190,013,000 | 196,532,000 | 219,925,000 | 232,631,000 |
| Noninterest-bearing deposits | 27,068,000 | 30,534,000 | 33,600,000 | 36,360,000 |
| Equity capital | 22,957,000 | 23,674,000 | 24,683,000 | 25,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,819,000 | 10,463,000 | 14,370,000 |
| Interest expense | 431,000 | 868,000 | 1,317,000 | 1,784,000 |
| Net interest income | 2,913,000 | 5,951,000 | 9,146,000 | 12,586,000 |
| Noninterest income | 129,000 | 283,000 | 445,000 | 629,000 |
| Noninterest expense | 1,780,000 | 3,658,000 | 5,510,000 | 7,409,000 |
| Provision for loan losses | 437,000 | 881,000 | 1,050,000 | 1,528,000 |
| Pretax income | 825,000 | 1,696,000 | 3,032,000 | 4,278,000 |
| Income tax | 215,000 | 393,000 | 851,000 | 1,270,000 |
| Net income | 610,000 | 1,303,000 | 2,181,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,969,000 | 23,695,000 | 24,619,000 | 25,546,000 |
| Total capital | 25,209,000 | 25,728,000 | 26,816,000 | 27,866,000 |
| Risk-weighted assets | 196,513,000 | 204,625,000 | 212,761,000 | 226,359,000 |