Call reports 2011
VALLEY GREEN BANK — 2011
What VALLEY GREEN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 169,748,000 | 197,160,000 | 217,180,000 | 223,263,000 |
| Total loans | 152,640,000 | 167,890,000 | 179,054,000 | 196,429,000 |
| Allowance for loan losses | 1,397,000 | 1,576,000 | 1,781,000 | 1,802,000 |
| Securities available for sale | 0 | 0 | 5,006,000 | 18,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,346,000 | 180,257,000 | 194,580,000 | 200,263,000 |
| Interest-bearing deposits | 133,445,000 | 156,911,000 | 164,444,000 | 173,519,000 |
| Noninterest-bearing deposits | 19,901,000 | 23,346,000 | 30,136,000 | 26,744,000 |
| Equity capital | 15,828,000 | 16,112,000 | 21,692,000 | 22,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,956,000 | 7,816,000 | 10,919,000 |
| Interest expense | 385,000 | 753,000 | 1,201,000 | 1,663,000 |
| Net interest income | 1,992,000 | 4,203,000 | 6,615,000 | 9,256,000 |
| Noninterest income | 129,000 | 230,000 | 365,000 | 391,000 |
| Noninterest expense | 1,663,000 | 3,412,000 | 5,196,000 | 7,017,000 |
| Provision for loan losses | 155,000 | 429,000 | 665,000 | 913,000 |
| Pretax income | 303,000 | 592,000 | 1,119,000 | 1,717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 592,000 | 1,119,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,500,000 | 15,784,000 | 21,191,000 | 22,326,000 |
| Total capital | 16,897,000 | 17,360,000 | 22,972,000 | 24,128,000 |
| Risk-weighted assets | 145,884,000 | 159,097,000 | 171,897,000 | 182,953,000 |