Call reports 2009
VALLEY GREEN BANK — 2009
What VALLEY GREEN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,572,000 | 90,874,000 | 96,766,000 | 102,009,000 |
| Total loans | 67,983,000 | 76,320,000 | 80,487,000 | 85,485,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 944,000 | 879,000 |
| Securities available for sale | 4,451,000 | 0 | 0 | 0 |
| Securities held to maturity | 10,001,000 | 4,949,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,905,000 | 77,084,000 | 86,813,000 | 92,200,000 |
| Interest-bearing deposits | 58,461,000 | 62,673,000 | 73,640,000 | 75,850,000 |
| Noninterest-bearing deposits | 13,444,000 | 14,411,000 | 13,173,000 | 16,350,000 |
| Equity capital | 9,201,000 | 9,168,000 | 9,320,000 | 9,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,288,000 | 3,500,000 | 4,836,000 |
| Interest expense | 351,000 | 706,000 | 1,097,000 | 1,471,000 |
| Net interest income | 751,000 | 1,582,000 | 2,403,000 | 3,365,000 |
| Noninterest income | 74,000 | 171,000 | 273,000 | 368,000 |
| Noninterest expense | 882,000 | 1,850,000 | 2,822,000 | 3,890,000 |
| Provision for loan losses | -40,000 | -40,000 | -241,000 | -206,000 |
| Pretax income | -17,000 | -57,000 | 95,000 | 49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | -57,000 | 95,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,208,000 | 9,168,000 | 9,320,000 | 9,305,000 |
| Total capital | 10,021,000 | 10,087,000 | 10,256,000 | 10,184,000 |
| Risk-weighted assets | 69,176,000 | 73,273,000 | 74,877,000 | 79,942,000 |