Call reports 2006
VALLEY GREEN BANK — 2006
What VALLEY GREEN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,850,000 | 38,021,000 | 36,093,000 | 39,799,000 |
| Total loans | 7,798,000 | 12,822,000 | 17,248,000 | 23,842,000 |
| Allowance for loan losses | 94,000 | 157,000 | 206,000 | 286,000 |
| Securities available for sale | 2,473,000 | 3,954,000 | 3,983,000 | 2,989,000 |
| Securities held to maturity | 16,488,000 | 17,989,000 | 12,495,000 | 10,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,926,000 | 22,305,000 | 20,963,000 | 23,848,000 |
| Interest-bearing deposits | 9,849,000 | 13,498,000 | 14,719,000 | 18,122,000 |
| Noninterest-bearing deposits | 3,077,000 | 8,807,000 | 6,244,000 | 5,726,000 |
| Equity capital | 8,722,000 | 8,400,000 | 8,162,000 | 7,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 617,000 | 1,089,000 | 1,632,000 |
| Interest expense | 77,000 | 190,000 | 341,000 | 528,000 |
| Net interest income | 153,000 | 427,000 | 748,000 | 1,104,000 |
| Noninterest income | 6,000 | 17,000 | 36,000 | 55,000 |
| Noninterest expense | 499,000 | 1,028,000 | 1,570,000 | 2,128,000 |
| Provision for loan losses | 35,000 | 98,000 | 148,000 | 227,000 |
| Pretax income | -375,000 | -682,000 | -935,000 | -1,196,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -375,000 | -682,000 | -935,000 | -1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,730,000 | 8,420,000 | 8,167,000 | 7,906,000 |
| Total capital | 8,824,000 | 8,577,000 | 8,373,000 | 8,192,000 |
| Risk-weighted assets | 9,171,000 | 14,862,000 | 18,677,000 | 24,113,000 |