Call reports 2005
VALLEY GREEN BANK — 2005
What VALLEY GREEN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 21,094,000 |
| Total loans | 4,797,000 |
| Allowance for loan losses | 58,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 14,096,000 |
| Trading assets | 0 |
| Total deposits | 3,645,000 |
| Interest-bearing deposits | 3,075,000 |
| Noninterest-bearing deposits | 570,000 |
| Equity capital | 9,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 115,000 |
| Interest expense | 14,000 |
| Net interest income | 101,000 |
| Noninterest income | 0 |
| Noninterest expense | 892,000 |
| Provision for loan losses | 58,000 |
| Pretax income | -849,000 |
| Income tax | 0 |
| Net income | -849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 9,102,000 |
| Total capital | 9,160,000 |
| Risk-weighted assets | 6,130,000 |