Call reports 2013
TRI-COUNTY BANK — 2013
What TRI-COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,427,000 | 61,597,000 | 65,870,000 | 61,257,000 |
| Total loans | 46,666,000 | 48,170,000 | 46,649,000 | 45,477,000 |
| Allowance for loan losses | 796,000 | 836,000 | 863,000 | 843,000 |
| Securities available for sale | 1,553,000 | 1,476,000 | 1,473,000 | 1,454,000 |
| Securities held to maturity | 3,398,000 | 3,355,000 | 4,353,000 | 4,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,256,000 | 51,892,000 | 55,557,000 | 53,870,000 |
| Interest-bearing deposits | 45,565,000 | 46,272,000 | 47,254,000 | 47,456,000 |
| Noninterest-bearing deposits | 5,691,000 | 5,620,000 | 8,303,000 | 6,414,000 |
| Equity capital | 6,585,000 | 6,498,000 | 6,616,000 | 6,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,335,000 | 1,987,000 | 2,618,000 |
| Interest expense | 110,000 | 219,000 | 331,000 | 457,000 |
| Net interest income | 550,000 | 1,116,000 | 1,656,000 | 2,161,000 |
| Noninterest income | 106,000 | 267,000 | 392,000 | 515,000 |
| Noninterest expense | 476,000 | 924,000 | 1,384,000 | 1,867,000 |
| Provision for loan losses | 40,000 | 80,000 | 107,000 | 107,000 |
| Pretax income | 140,000 | 379,000 | 557,000 | 702,000 |
| Income tax | 41,000 | 116,000 | 173,000 | 214,000 |
| Net income | 99,000 | 263,000 | 384,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,542,000 | 6,506,000 | 6,626,000 | 6,731,000 |
| Total capital | 7,066,000 | 7,038,000 | 7,155,000 | 7,262,000 |
| Risk-weighted assets | 41,657,000 | 42,283,000 | 41,973,000 | 42,131,000 |