Call reports 2012
TRI-COUNTY BANK — 2012
What TRI-COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,897,000 | 54,567,000 | 56,066,000 | 58,295,000 |
| Total loans | 44,988,000 | 44,351,000 | 45,821,000 | 47,693,000 |
| Allowance for loan losses | 658,000 | 692,000 | 721,000 | 756,000 |
| Securities available for sale | 534,000 | 550,000 | 1,061,000 | 1,558,000 |
| Securities held to maturity | 4,061,000 | 4,365,000 | 4,111,000 | 3,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,547,000 | 45,374,000 | 46,573,000 | 48,979,000 |
| Interest-bearing deposits | 38,723,000 | 39,903,000 | 40,500,000 | 43,536,000 |
| Noninterest-bearing deposits | 5,824,000 | 5,471,000 | 6,073,000 | 5,443,000 |
| Equity capital | 6,213,000 | 6,276,000 | 6,447,000 | 6,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,382,000 | 2,075,000 | 2,737,000 |
| Interest expense | 164,000 | 298,000 | 409,000 | 516,000 |
| Net interest income | 526,000 | 1,084,000 | 1,666,000 | 2,221,000 |
| Noninterest income | 104,000 | 227,000 | 356,000 | 530,000 |
| Noninterest expense | 419,000 | 876,000 | 1,309,000 | 1,788,000 |
| Provision for loan losses | 34,000 | 68,000 | 103,000 | 137,000 |
| Pretax income | 177,000 | 367,000 | 610,000 | 826,000 |
| Income tax | 58,000 | 120,000 | 200,000 | 271,000 |
| Net income | 119,000 | 247,000 | 410,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,182,000 | 6,234,000 | 6,398,000 | 6,443,000 |
| Total capital | 6,676,000 | 6,729,000 | 6,937,000 | 6,984,000 |
| Risk-weighted assets | 39,373,000 | 39,374,000 | 42,948,000 | 43,026,000 |