Call reports 2011
TRI-COUNTY BANK — 2011
What TRI-COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,612,000 | 54,709,000 | 55,165,000 | 55,068,000 |
| Total loans | 39,714,000 | 43,165,000 | 42,149,000 | 42,923,000 |
| Allowance for loan losses | 540,000 | 560,000 | 600,000 | 623,000 |
| Securities available for sale | 947,000 | 996,000 | 1,029,000 | 524,000 |
| Securities held to maturity | 4,318,000 | 4,519,000 | 4,090,000 | 4,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,346,000 | 41,637,000 | 42,937,000 | 42,825,000 |
| Interest-bearing deposits | 38,035,000 | 37,162,000 | 37,748,000 | 37,864,000 |
| Noninterest-bearing deposits | 4,311,000 | 4,475,000 | 5,189,000 | 4,961,000 |
| Equity capital | 5,785,000 | 5,796,000 | 5,978,000 | 6,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,403,000 | 2,127,000 | 2,826,000 |
| Interest expense | 190,000 | 361,000 | 531,000 | 699,000 |
| Net interest income | 500,000 | 1,042,000 | 1,596,000 | 2,127,000 |
| Noninterest income | 52,000 | 135,000 | 226,000 | 321,000 |
| Noninterest expense | 432,000 | 854,000 | 1,260,000 | 1,675,000 |
| Provision for loan losses | 34,000 | 83,000 | 116,000 | 150,000 |
| Pretax income | 86,000 | 240,000 | 446,000 | 623,000 |
| Income tax | 28,000 | 78,000 | 123,000 | 159,000 |
| Net income | 58,000 | 162,000 | 323,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,807,000 | 5,786,000 | 5,946,000 | 6,088,000 |
| Total capital | 6,292,000 | 6,299,000 | 6,436,000 | 6,580,000 |
| Risk-weighted assets | 39,025,000 | 40,960,000 | 39,144,000 | 39,239,000 |