Call reports 2010
TRI-COUNTY BANK — 2010
What TRI-COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,335,000 | 54,141,000 | 54,136,000 | 53,796,000 |
| Total loans | 39,077,000 | 41,249,000 | 40,771,000 | 40,603,000 |
| Allowance for loan losses | 572,000 | 600,000 | 487,000 | 506,000 |
| Securities available for sale | 1,276,000 | 1,765,000 | 752,000 | 955,000 |
| Securities held to maturity | 652,000 | 1,714,000 | 2,644,000 | 4,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,114,000 | 42,452,000 | 42,969,000 | 42,501,000 |
| Interest-bearing deposits | 39,399,000 | 38,487,000 | 39,070,000 | 38,339,000 |
| Noninterest-bearing deposits | 3,715,000 | 3,965,000 | 3,899,000 | 4,162,000 |
| Equity capital | 5,722,000 | 5,599,000 | 5,648,000 | 5,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,388,000 | 2,100,000 | 2,810,000 |
| Interest expense | 254,000 | 499,000 | 745,000 | 970,000 |
| Net interest income | 430,000 | 889,000 | 1,355,000 | 1,840,000 |
| Noninterest income | 53,000 | 135,000 | 211,000 | 310,000 |
| Noninterest expense | 429,000 | 857,000 | 1,285,000 | 1,687,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 25,000 | 110,000 | 195,000 | 349,000 |
| Income tax | 7,000 | 34,000 | 61,000 | 112,000 |
| Net income | 18,000 | 76,000 | 134,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,704,000 | 5,589,000 | 5,646,000 | 5,749,000 |
| Total capital | 6,175,000 | 6,093,000 | 6,133,000 | 6,246,000 |
| Risk-weighted assets | 37,563,000 | 40,167,000 | 39,576,000 | 40,289,000 |