Call reports 2006
TRI-COUNTY BANK — 2006
What TRI-COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,862,000 | 38,647,000 | 40,623,000 | 44,804,000 |
| Total loans | 26,694,000 | 31,602,000 | 34,401,000 | 37,390,000 |
| Allowance for loan losses | 254,000 | 264,000 | 288,000 | 311,000 |
| Securities available for sale | 983,000 | 984,000 | 1,241,000 | 1,994,000 |
| Securities held to maturity | 909,000 | 909,000 | 909,000 | 728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,765,000 | 29,778,000 | 31,606,000 | 31,331,000 |
| Interest-bearing deposits | 20,539,000 | 26,696,000 | 28,628,000 | 27,880,000 |
| Noninterest-bearing deposits | 3,226,000 | 3,082,000 | 2,978,000 | 3,451,000 |
| Equity capital | 3,992,000 | 4,059,000 | 4,099,000 | 4,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,121,000 | 1,808,000 | 2,584,000 |
| Interest expense | 208,000 | 511,000 | 870,000 | 1,267,000 |
| Net interest income | 286,000 | 610,000 | 938,000 | 1,317,000 |
| Noninterest income | 65,000 | 151,000 | 208,000 | 280,000 |
| Noninterest expense | 294,000 | 592,000 | 902,000 | 1,227,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 33,000 | 121,000 | 172,000 | 274,000 |
| Income tax | 11,000 | 32,000 | 47,000 | 76,000 |
| Net income | 22,000 | 89,000 | 125,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,001,000 | 4,068,000 | 4,104,000 | 4,177,000 |
| Total capital | 4,255,000 | 4,332,000 | 4,392,000 | 4,488,000 |
| Risk-weighted assets | 25,985,000 | 32,512,000 | 35,143,000 | 38,139,000 |