Call reports 2002
TRI-COUNTY BANK — 2002
What TRI-COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 24,174,000 | 23,041,000 |
| Total loans | 19,465,000 | 19,263,000 |
| Allowance for loan losses | 131,000 | 146,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 150,000 | 135,000 |
| Trading assets | 0 | 0 |
| Total deposits | 16,322,000 | 16,821,000 |
| Interest-bearing deposits | 14,936,000 | 15,826,000 |
| Noninterest-bearing deposits | 1,386,000 | 995,000 |
| Equity capital | 2,088,000 | 2,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 1,061,000 | 1,458,000 |
| Interest expense | 512,000 | 680,000 |
| Net interest income | 549,000 | 778,000 |
| Noninterest income | 28,000 | 36,000 |
| Noninterest expense | 479,000 | 652,000 |
| Provision for loan losses | 45,000 | 60,000 |
| Pretax income | 53,000 | 102,000 |
| Income tax | 18,000 | 29,000 |
| Net income | 35,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 2,088,000 | 2,126,000 |
| Total capital | 2,219,000 | 2,272,000 |
| Risk-weighted assets | 16,803,000 | 15,286,000 |