Call reports 2007
GOLDEN SECURITY BANK — 2007
What GOLDEN SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 141,413,000 | 138,897,000 | 146,529,000 | 150,674,000 |
| Total loans | 119,777,000 | 119,578,000 | 123,632,000 | 127,708,000 |
| Allowance for loan losses | 1,177,000 | 1,186,000 | 1,228,000 | 1,266,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000,000 | 5,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,977,000 | 110,385,000 | 116,660,000 | 117,664,000 |
| Interest-bearing deposits | 115,550,000 | 110,024,000 | 116,311,000 | 117,322,000 |
| Noninterest-bearing deposits | 427,000 | 361,000 | 349,000 | 342,000 |
| Equity capital | 13,245,000 | 13,235,000 | 14,550,000 | 14,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 5,924,000 | 8,837,000 | 12,009,000 |
| Interest expense | 1,546,000 | 3,134,000 | 4,799,000 | 6,487,000 |
| Net interest income | 1,436,000 | 2,790,000 | 4,038,000 | 5,522,000 |
| Noninterest income | 4,000 | 13,000 | 2,181,000 | 2,188,000 |
| Noninterest expense | 783,000 | 1,623,000 | 2,400,000 | 3,168,000 |
| Provision for loan losses | 40,000 | 55,000 | 95,000 | 132,000 |
| Pretax income | 617,000 | 1,125,000 | 3,724,000 | 4,410,000 |
| Income tax | 19,000 | 32,000 | 110,000 | 151,000 |
| Net income | 598,000 | 1,093,000 | 3,614,000 | 4,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,245,000 | 13,235,000 | 14,550,000 | 14,246,000 |
| Total capital | 14,426,000 | 14,431,000 | 15,786,000 | 15,519,000 |
| Risk-weighted assets | 113,441,000 | 114,077,000 | 119,730,000 | 124,389,000 |