Call reports 2005
GOLDEN SECURITY BANK — 2005
What GOLDEN SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,983,000 | 128,386,000 | 129,375,000 | 131,511,000 |
| Total loans | 111,272,000 | 110,363,000 | 111,905,000 | 107,983,000 |
| Allowance for loan losses | 1,121,000 | 1,121,000 | 1,121,000 | 1,131,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 6,000,000 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,791,000 | 106,909,000 | 107,698,000 | 109,346,000 |
| Interest-bearing deposits | 107,385,000 | 106,505,000 | 107,289,000 | 108,944,000 |
| Noninterest-bearing deposits | 406,000 | 404,000 | 409,000 | 402,000 |
| Equity capital | 11,515,000 | 11,801,000 | 11,963,000 | 12,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 5,033,000 | 7,543,000 | 10,153,000 |
| Interest expense | 856,000 | 1,785,000 | 2,819,000 | 3,924,000 |
| Net interest income | 1,675,000 | 3,248,000 | 4,724,000 | 6,229,000 |
| Noninterest income | 4,000 | 16,000 | 28,000 | 42,000 |
| Noninterest expense | 798,000 | 1,566,000 | 2,370,000 | 3,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 881,000 | 1,698,000 | 2,382,000 | 3,098,000 |
| Income tax | 27,000 | 56,000 | 77,000 | 98,000 |
| Net income | 854,000 | 1,642,000 | 2,305,000 | 3,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,515,000 | 11,801,000 | 11,963,000 | 12,457,000 |
| Total capital | 12,636,000 | 12,922,000 | 13,084,000 | 13,588,000 |
| Risk-weighted assets | 101,627,000 | 99,095,000 | 99,538,000 | 98,507,000 |