Call reports 2003
GOLDEN SECURITY BANK — 2003
What GOLDEN SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 109,910,000 | 105,388,000 | 104,187,000 | 117,834,000 |
| Total loans | 87,588,000 | 87,100,000 | 88,049,000 | 98,738,000 |
| Allowance for loan losses | 915,000 | 915,000 | 915,000 | 915,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000,000 | 3,000,000 | 4,000,000 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,791,000 | 95,331,000 | 93,876,000 | 107,594,000 |
| Interest-bearing deposits | 99,577,000 | 95,151,000 | 93,725,000 | 107,250,000 |
| Noninterest-bearing deposits | 214,000 | 180,000 | 151,000 | 344,000 |
| Equity capital | 9,746,000 | 9,877,000 | 10,011,000 | 9,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 4,402,000 | 6,526,000 | 8,638,000 |
| Interest expense | 779,000 | 1,529,000 | 2,203,000 | 2,862,000 |
| Net interest income | 1,449,000 | 2,873,000 | 4,323,000 | 5,776,000 |
| Noninterest income | 5,000 | 21,000 | 26,000 | 37,000 |
| Noninterest expense | 668,000 | 1,249,000 | 1,839,000 | 2,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 786,000 | 1,645,000 | 2,510,000 | 3,410,000 |
| Income tax | 24,000 | 49,000 | 77,000 | 102,000 |
| Net income | 762,000 | 1,596,000 | 2,433,000 | 3,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,746,000 | 9,877,000 | 10,011,000 | 9,983,000 |
| Total capital | 10,661,000 | 10,792,000 | 10,926,000 | 10,898,000 |
| Risk-weighted assets | 85,272,000 | 82,808,000 | 83,337,000 | 92,239,000 |