Call reports 2012
CENTRAL VALLEY BANK — 2012
What CENTRAL VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 167,785,000 | 164,069,000 | 162,098,000 | 170,066,000 |
| Total loans | 119,529,000 | 124,871,000 | 132,657,000 | 124,890,000 |
| Allowance for loan losses | 3,099,000 | 3,187,000 | 3,286,000 | 3,286,000 |
| Securities available for sale | 6,967,000 | 8,386,000 | 6,825,000 | 6,822,000 |
| Securities held to maturity | 4,680,000 | 4,565,000 | 4,459,000 | 4,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,374,000 | 146,621,000 | 143,816,000 | 152,108,000 |
| Interest-bearing deposits | 112,198,000 | 109,723,000 | 107,977,000 | 113,722,000 |
| Noninterest-bearing deposits | 37,176,000 | 36,898,000 | 35,839,000 | 38,386,000 |
| Equity capital | 17,213,000 | 17,037,000 | 17,758,000 | 16,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,444,000 | 6,692,000 | 8,986,000 |
| Interest expense | 180,000 | 328,000 | 457,000 | 583,000 |
| Net interest income | 2,042,000 | 4,116,000 | 6,235,000 | 8,403,000 |
| Noninterest income | 297,000 | 643,000 | 933,000 | 1,283,000 |
| Noninterest expense | 1,177,000 | 2,508,000 | 3,755,000 | 5,031,000 |
| Provision for loan losses | 195,000 | 290,000 | 385,000 | 385,000 |
| Pretax income | 955,000 | 1,939,000 | 3,006,000 | 4,242,000 |
| Income tax | 318,000 | 655,000 | 1,021,000 | 1,443,000 |
| Net income | 637,000 | 1,284,000 | 1,985,000 | 2,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,241,000 | 17,038,000 | 17,739,000 | 16,953,000 |
| Total capital | 18,770,000 | 18,644,000 | 19,423,000 | 18,562,000 |
| Risk-weighted assets | 120,726,000 | 126,880,000 | 133,124,000 | 127,029,000 |