Call reports 2011
CENTRAL VALLEY BANK — 2011
What CENTRAL VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,011,000 | 166,626,000 | 163,079,000 | 165,615,000 |
| Total loans | 110,251,000 | 119,780,000 | 125,896,000 | 116,834,000 |
| Allowance for loan losses | 2,610,000 | 2,592,000 | 2,786,000 | 2,981,000 |
| Securities available for sale | 4,503,000 | 4,918,000 | 4,458,000 | 6,290,000 |
| Securities held to maturity | 5,253,000 | 5,151,000 | 4,873,000 | 4,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,802,000 | 149,234,000 | 144,965,000 | 147,912,000 |
| Interest-bearing deposits | 114,014,000 | 117,184,000 | 113,352,000 | 111,103,000 |
| Noninterest-bearing deposits | 28,788,000 | 32,050,000 | 31,613,000 | 36,809,000 |
| Equity capital | 16,254,000 | 16,931,000 | 17,612,000 | 16,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,113,000 | 4,398,000 | 6,669,000 | 8,938,000 |
| Interest expense | 284,000 | 547,000 | 788,000 | 1,003,000 |
| Net interest income | 1,829,000 | 3,851,000 | 5,881,000 | 7,935,000 |
| Noninterest income | 294,000 | 581,000 | 910,000 | 1,240,000 |
| Noninterest expense | 1,189,000 | 2,349,000 | 3,573,000 | 4,680,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 715,000 | 1,651,000 | 2,572,000 | 3,641,000 |
| Income tax | 233,000 | 541,000 | 856,000 | 1,312,000 |
| Net income | 482,000 | 1,110,000 | 1,716,000 | 2,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,407,000 | 17,035,000 | 17,641,000 | 16,754,000 |
| Total capital | 17,741,000 | 18,478,000 | 19,176,000 | 18,214,000 |
| Risk-weighted assets | 105,481,000 | 114,267,000 | 121,672,000 | 115,205,000 |