Call reports 2010
CENTRAL VALLEY BANK — 2010
What CENTRAL VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,822,000 | 154,182,000 | 155,261,000 | 163,194,000 |
| Total loans | 107,974,000 | 116,248,000 | 119,638,000 | 109,062,000 |
| Allowance for loan losses | 2,392,000 | 2,464,000 | 2,650,000 | 2,423,000 |
| Securities available for sale | 3,576,000 | 2,835,000 | 2,632,000 | 2,795,000 |
| Securities held to maturity | 4,816,000 | 5,007,000 | 5,333,000 | 5,145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,986,000 | 138,611,000 | 138,988,000 | 146,842,000 |
| Interest-bearing deposits | 115,277,000 | 113,483,000 | 113,799,000 | 114,684,000 |
| Noninterest-bearing deposits | 24,709,000 | 25,128,000 | 25,189,000 | 32,158,000 |
| Equity capital | 14,053,000 | 14,611,000 | 15,230,000 | 15,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,401,000 | 6,704,000 | 8,947,000 |
| Interest expense | 406,000 | 757,000 | 1,094,000 | 1,413,000 |
| Net interest income | 1,833,000 | 3,644,000 | 5,610,000 | 7,534,000 |
| Noninterest income | 305,000 | 617,000 | 936,000 | 1,238,000 |
| Noninterest expense | 1,123,000 | 2,248,000 | 3,398,000 | 4,602,000 |
| Provision for loan losses | 150,000 | 300,000 | 495,000 | 690,000 |
| Pretax income | 741,000 | 1,556,000 | 2,478,000 | 3,276,000 |
| Income tax | 251,000 | 527,000 | 839,000 | 1,113,000 |
| Net income | 490,000 | 1,029,000 | 1,639,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,252,000 | 14,791,000 | 15,401,000 | 15,925,000 |
| Total capital | 15,530,000 | 16,156,000 | 16,798,000 | 17,220,000 |
| Risk-weighted assets | 101,146,000 | 108,140,000 | 110,544,000 | 102,494,000 |