Call reports 2009
CENTRAL VALLEY BANK — 2009
What CENTRAL VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 144,198,000 | 147,378,000 | 144,833,000 | 154,111,000 |
| Total loans | 107,082,000 | 110,062,000 | 116,099,000 | 108,717,000 |
| Allowance for loan losses | 1,537,000 | 1,626,000 | 2,232,000 | 2,282,000 |
| Securities available for sale | 5,341,000 | 4,353,000 | 4,218,000 | 3,968,000 |
| Securities held to maturity | 4,641,000 | 4,117,000 | 3,882,000 | 4,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,456,000 | 133,719,000 | 131,111,000 | 139,396,000 |
| Interest-bearing deposits | 107,723,000 | 110,153,000 | 108,069,000 | 113,200,000 |
| Noninterest-bearing deposits | 22,733,000 | 23,566,000 | 23,042,000 | 26,196,000 |
| Equity capital | 13,055,000 | 13,116,000 | 13,105,000 | 13,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,563,000 | 6,857,000 | 9,135,000 |
| Interest expense | 578,000 | 1,115,000 | 1,633,000 | 2,110,000 |
| Net interest income | 1,746,000 | 3,448,000 | 5,224,000 | 7,025,000 |
| Noninterest income | 308,000 | 643,000 | 963,000 | 1,287,000 |
| Noninterest expense | 1,053,000 | 2,213,000 | 3,659,000 | 4,324,000 |
| Provision for loan losses | 90,000 | 180,000 | 880,000 | 980,000 |
| Pretax income | 773,000 | 1,526,000 | 1,840,000 | 2,698,000 |
| Income tax | 267,000 | 530,000 | 640,000 | 940,000 |
| Net income | 506,000 | 996,000 | 1,200,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,936,000 | 13,248,000 | 13,203,000 | 13,762,000 |
| Total capital | 14,214,000 | 14,555,000 | 14,572,000 | 15,048,000 |
| Risk-weighted assets | 102,193,000 | 104,374,000 | 108,654,000 | 101,882,000 |