Call reports 2001
CENTRAL VALLEY BANK — 2001
What CENTRAL VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,637,000 | 75,235,000 | 78,415,000 | 81,290,000 |
| Total loans | 54,936,000 | 58,147,000 | 59,842,000 | 60,319,000 |
| Allowance for loan losses | 541,000 | 568,000 | 545,000 | 569,000 |
| Securities available for sale | 7,741,000 | 3,039,000 | 2,251,000 | 5,743,000 |
| Securities held to maturity | 420,000 | 420,000 | 420,000 | 420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,121,000 | 68,743,000 | 71,747,000 | 74,485,000 |
| Interest-bearing deposits | 54,234,000 | 58,121,000 | 60,158,000 | 61,361,000 |
| Noninterest-bearing deposits | 10,887,000 | 10,622,000 | 11,589,000 | 13,124,000 |
| Equity capital | 5,967,000 | 6,000,000 | 6,099,000 | 6,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,224,000 | 4,807,000 | 6,401,000 |
| Interest expense | 647,000 | 1,290,000 | 1,881,000 | 2,381,000 |
| Net interest income | 995,000 | 1,934,000 | 2,926,000 | 4,020,000 |
| Noninterest income | 218,000 | 395,000 | 587,000 | 783,000 |
| Noninterest expense | 855,000 | 1,743,000 | 2,613,000 | 3,514,000 |
| Provision for loan losses | 68,000 | 98,000 | 128,000 | 158,000 |
| Pretax income | 290,000 | 488,000 | 772,000 | 1,131,000 |
| Income tax | 95,000 | 159,000 | 252,000 | 329,000 |
| Net income | 195,000 | 329,000 | 520,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,939,000 | 5,973,000 | 6,063,000 | 6,245,000 |
| Total capital | 6,480,000 | 6,541,000 | 6,608,000 | 6,814,000 |
| Risk-weighted assets | 56,611,000 | 53,982,000 | 55,755,000 | 57,875,000 |