Call reports 2013
IOWA STATE BANK — 2013
What IOWA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,597,000 | 119,217,000 | 115,007,000 | 117,632,000 |
| Total loans | 79,139,000 | 78,139,000 | 79,799,000 | 85,421,000 |
| Allowance for loan losses | 1,056,000 | 1,102,000 | 1,102,000 | 1,131,000 |
| Securities available for sale | 25,213,000 | 26,043,000 | 25,940,000 | 25,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,466,000 | 99,802,000 | 95,037,000 | 94,834,000 |
| Interest-bearing deposits | 99,735,000 | 91,966,000 | 88,000,000 | 86,755,000 |
| Noninterest-bearing deposits | 6,731,000 | 7,836,000 | 7,037,000 | 8,079,000 |
| Equity capital | 19,426,000 | 19,091,000 | 19,657,000 | 19,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,284,000 | 3,414,000 | 4,555,000 |
| Interest expense | 236,000 | 440,000 | 606,000 | 754,000 |
| Net interest income | 914,000 | 1,844,000 | 2,808,000 | 3,801,000 |
| Noninterest income | 77,000 | 174,000 | 231,000 | 283,000 |
| Noninterest expense | 336,000 | 673,000 | 995,000 | 1,322,000 |
| Provision for loan losses | 25,000 | 71,000 | 71,000 | 100,000 |
| Pretax income | 630,000 | 1,274,000 | 1,973,000 | 2,662,000 |
| Income tax | 202,000 | 410,000 | 644,000 | 901,000 |
| Net income | 428,000 | 864,000 | 1,329,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,423,000 | 15,585,000 | 16,077,000 | 16,386,000 |
| Total capital | 16,479,000 | 16,685,000 | 17,179,000 | 17,517,000 |
| Risk-weighted assets | 88,321,000 | 87,977,000 | 91,148,000 | 94,548,000 |