Call reports 2012
IOWA STATE BANK — 2012
What IOWA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,743,000 | 130,669,000 | 125,272,000 | 129,491,000 |
| Total loans | 80,560,000 | 73,805,000 | 74,515,000 | 84,305,000 |
| Allowance for loan losses | 1,006,000 | 1,032,000 | 1,031,000 | 1,031,000 |
| Securities available for sale | 22,731,000 | 23,350,000 | 23,269,000 | 21,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,233,000 | 111,120,000 | 105,574,000 | 109,802,000 |
| Interest-bearing deposits | 109,304,000 | 105,353,000 | 99,466,000 | 100,446,000 |
| Noninterest-bearing deposits | 7,929,000 | 5,767,000 | 6,108,000 | 9,355,000 |
| Equity capital | 18,685,000 | 18,830,000 | 18,928,000 | 19,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,555,000 | 3,721,000 | 4,883,000 |
| Interest expense | 389,000 | 732,000 | 1,030,000 | 1,303,000 |
| Net interest income | 961,000 | 1,823,000 | 2,691,000 | 3,580,000 |
| Noninterest income | 165,000 | 236,000 | 280,000 | 337,000 |
| Noninterest expense | 372,000 | 741,000 | 1,087,000 | 1,375,000 |
| Provision for loan losses | 120,000 | 146,000 | 146,000 | 146,000 |
| Pretax income | 655,000 | 1,193,000 | 1,762,000 | 2,420,000 |
| Income tax | 210,000 | 377,000 | 561,000 | 809,000 |
| Net income | 445,000 | 816,000 | 1,201,000 | 1,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,621,000 | 14,718,000 | 14,830,000 | 14,968,000 |
| Total capital | 15,627,000 | 15,750,000 | 15,861,000 | 15,999,000 |
| Risk-weighted assets | 89,822,000 | 84,176,000 | 84,829,000 | 95,103,000 |