Call reports 2011
IOWA STATE BANK — 2011
What IOWA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 141,222,000 | 138,562,000 | 137,154,000 | 133,927,000 |
| Total loans | 80,874,000 | 83,343,000 | 81,287,000 | 90,193,000 |
| Allowance for loan losses | 326,000 | 824,000 | 824,000 | 885,000 |
| Securities available for sale | 14,264,000 | 15,523,000 | 22,851,000 | 27,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,200,000 | 120,316,000 | 118,410,000 | 114,851,000 |
| Interest-bearing deposits | 116,483,000 | 113,461,000 | 112,575,000 | 106,467,000 |
| Noninterest-bearing deposits | 6,717,000 | 6,855,000 | 5,835,000 | 8,384,000 |
| Equity capital | 17,167,000 | 17,538,000 | 17,925,000 | 18,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,615,000 | 3,901,000 | 5,520,000 |
| Interest expense | 585,000 | 1,140,000 | 1,649,000 | 2,097,000 |
| Net interest income | 696,000 | 1,475,000 | 2,252,000 | 3,423,000 |
| Noninterest income | 359,000 | 888,000 | 915,000 | 1,103,000 |
| Noninterest expense | 232,000 | 553,000 | 867,000 | 1,192,000 |
| Provision for loan losses | 326,000 | 824,000 | 824,000 | 891,000 |
| Pretax income | 497,000 | 986,000 | 1,476,000 | 2,443,000 |
| Income tax | 162,000 | 311,000 | 483,000 | 814,000 |
| Net income | 335,000 | 675,000 | 993,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,075,000 | 13,442,000 | 13,787,000 | 14,149,000 |
| Total capital | 13,401,000 | 14,266,000 | 14,611,000 | 15,034,000 |
| Risk-weighted assets | 91,191,000 | 97,018,000 | 92,721,000 | 99,214,000 |