Call reports 2010
IOWA STATE BANK — 2010
What IOWA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,725,000 | 121,728,000 | 121,734,000 | 132,514,000 |
| Total loans | 85,080,000 | 84,591,000 | 85,001,000 | 88,354,000 |
| Allowance for loan losses | 1,867,000 | 1,870,000 | 1,870,000 | 0 |
| Securities available for sale | 18,673,000 | 18,562,000 | 17,177,000 | 14,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,721,000 | 105,480,000 | 105,132,000 | 114,934,000 |
| Interest-bearing deposits | 101,608,000 | 100,461,000 | 100,198,000 | 108,588,000 |
| Noninterest-bearing deposits | 5,113,000 | 5,019,000 | 4,934,000 | 6,346,000 |
| Equity capital | 15,240,000 | 15,542,000 | 15,903,000 | 16,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,780,000 | 4,173,000 | 0 |
| Interest expense | 670,000 | 1,293,000 | 1,888,000 | 0 |
| Net interest income | 718,000 | 1,487,000 | 2,285,000 | 0 |
| Noninterest income | 5,000 | 10,000 | 21,000 | 0 |
| Noninterest expense | 230,000 | 524,000 | 870,000 | 0 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 0 |
| Pretax income | 293,000 | 773,000 | 1,236,000 | 0 |
| Income tax | 38,000 | 153,000 | 268,000 | 0 |
| Net income | 255,000 | 620,000 | 968,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,169,000 | 15,475,000 | 15,823,000 | 12,714,000 |
| Total capital | 16,356,000 | 16,614,000 | 16,969,000 | 12,714,000 |
| Risk-weighted assets | 94,265,000 | 90,416,000 | 90,932,000 | 95,233,000 |