Call reports 2009
IOWA STATE BANK — 2009
What IOWA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 116,393,000 | 119,029,000 | 118,470,000 | 123,651,000 |
| Total loans | 77,758,000 | 79,169,000 | 80,301,000 | 83,410,000 |
| Allowance for loan losses | 1,497,000 | 1,610,000 | 1,610,000 | 1,600,000 |
| Securities available for sale | 18,917,000 | 17,875,000 | 18,614,000 | 18,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,261,000 | 103,129,000 | 102,395,000 | 107,757,000 |
| Interest-bearing deposits | 95,566,000 | 97,811,000 | 97,225,000 | 100,099,000 |
| Noninterest-bearing deposits | 4,695,000 | 5,318,000 | 5,170,000 | 7,658,000 |
| Equity capital | 14,940,000 | 14,796,000 | 15,005,000 | 14,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,751,000 | 4,111,000 | 5,431,000 |
| Interest expense | 845,000 | 1,672,000 | 2,455,000 | 3,191,000 |
| Net interest income | 540,000 | 1,079,000 | 1,656,000 | 2,240,000 |
| Noninterest income | 4,000 | 9,000 | 20,000 | 26,000 |
| Noninterest expense | 236,000 | 550,000 | 875,000 | 1,238,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 308,000 | 438,000 | 701,000 | 928,000 |
| Income tax | 145,000 | 291,000 | 387,000 | 387,000 |
| Net income | 163,000 | 147,000 | 314,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,869,000 | 14,793,000 | 14,960,000 | 14,827,000 |
| Total capital | 15,914,000 | 15,865,000 | 16,049,000 | 14,867,000 |
| Risk-weighted assets | 83,165,000 | 85,230,000 | 86,571,000 | 103,659,000 |