Call reports 2007
IOWA STATE BANK — 2007
What IOWA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 107,327,000 | 106,532,000 | 104,965,000 | 108,421,000 |
| Total loans | 65,552,000 | 65,292,000 | 67,424,000 | 76,122,000 |
| Allowance for loan losses | 1,221,000 | 1,230,000 | 1,226,000 | 1,478,000 |
| Securities available for sale | 36,369,000 | 32,835,000 | 31,018,000 | 29,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,979,000 | 91,231,000 | 89,280,000 | 92,654,000 |
| Interest-bearing deposits | 88,143,000 | 87,387,000 | 85,193,000 | 87,630,000 |
| Noninterest-bearing deposits | 3,836,000 | 3,844,000 | 4,087,000 | 5,024,000 |
| Equity capital | 13,852,000 | 13,998,000 | 14,389,000 | 14,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,151,000 | 4,776,000 | 6,472,000 |
| Interest expense | 992,000 | 2,010,000 | 3,026,000 | 4,022,000 |
| Net interest income | 565,000 | 1,141,000 | 1,750,000 | 2,450,000 |
| Noninterest income | 4,000 | 11,000 | 20,000 | 25,000 |
| Noninterest expense | 234,000 | 513,000 | 772,000 | 1,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 335,000 | 639,000 | 998,000 | 1,090,000 |
| Income tax | 92,000 | 185,000 | 277,000 | 368,000 |
| Net income | 243,000 | 454,000 | 721,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,995,000 | 14,146,000 | 14,413,000 | 14,054,000 |
| Total capital | 14,946,000 | 15,053,000 | 15,337,000 | 15,067,000 |
| Risk-weighted assets | 75,819,000 | 72,242,000 | 73,613,000 | 80,544,000 |