Call reports 2006
IOWA STATE BANK — 2006
What IOWA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,640,000 | 103,750,000 | 103,552,000 | 105,844,000 |
| Total loans | 61,853,000 | 61,054,000 | 61,203,000 | 67,029,000 |
| Allowance for loan losses | 1,237,000 | 1,206,000 | 1,201,000 | 1,221,000 |
| Securities available for sale | 38,217,000 | 39,253,000 | 36,274,000 | 32,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,918,000 | 88,253,000 | 87,657,000 | 90,905,000 |
| Interest-bearing deposits | 86,358,000 | 84,596,000 | 84,288,000 | 85,686,000 |
| Noninterest-bearing deposits | 3,560,000 | 3,657,000 | 3,369,000 | 5,219,000 |
| Equity capital | 13,555,000 | 13,329,000 | 13,703,000 | 13,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,775,000 | 4,207,000 | 5,720,000 |
| Interest expense | 813,000 | 1,704,000 | 2,638,000 | 3,617,000 |
| Net interest income | 560,000 | 1,071,000 | 1,569,000 | 2,103,000 |
| Noninterest income | 4,000 | 10,000 | 23,000 | 30,000 |
| Noninterest expense | 217,000 | 481,000 | 745,000 | 1,069,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 410,000 |
| Pretax income | 347,000 | 300,000 | 547,000 | 654,000 |
| Income tax | 62,000 | 124,000 | 187,000 | 195,000 |
| Net income | 285,000 | 176,000 | 360,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,998,000 | 13,828,000 | 14,013,000 | 13,752,000 |
| Total capital | 14,868,000 | 14,686,000 | 14,875,000 | 14,668,000 |
| Risk-weighted assets | 69,199,000 | 68,254,000 | 68,629,000 | 73,011,000 |