Call reports 2003
IOWA STATE BANK — 2003
What IOWA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 96,628,000 | 99,686,000 | 98,780,000 | 98,531,000 |
| Total loans | 55,317,000 | 55,331,000 | 54,017,000 | 57,058,000 |
| Allowance for loan losses | 1,316,000 | 1,316,000 | 1,316,000 | 1,316,000 |
| Securities available for sale | 26,807,000 | 28,238,000 | 32,290,000 | 29,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,761,000 | 82,670,000 | 81,864,000 | 83,583,000 |
| Interest-bearing deposits | 75,453,000 | 79,399,000 | 78,340,000 | 79,184,000 |
| Noninterest-bearing deposits | 3,308,000 | 3,271,000 | 3,524,000 | 4,399,000 |
| Equity capital | 13,316,000 | 13,514,000 | 13,568,000 | 13,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,486,000 | 3,689,000 | 4,896,000 |
| Interest expense | 678,000 | 1,358,000 | 1,964,000 | 2,546,000 |
| Net interest income | 552,000 | 1,128,000 | 1,725,000 | 2,350,000 |
| Noninterest income | 12,000 | 18,000 | 34,000 | 40,000 |
| Noninterest expense | 231,000 | 450,000 | 722,000 | 1,074,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 288,000 | 651,000 | 1,017,000 | 1,296,000 |
| Income tax | 83,000 | 210,000 | 337,000 | 379,000 |
| Net income | 205,000 | 441,000 | 680,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,898,000 | 13,074,000 | 13,313,000 | 13,191,000 |
| Total capital | 13,716,000 | 13,867,000 | 14,094,000 | 13,999,000 |
| Risk-weighted assets | 64,910,000 | 62,912,000 | 61,944,000 | 64,155,000 |