Call reports 2002
IOWA STATE BANK — 2002
What IOWA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 89,554,000 | 91,232,000 | 92,137,000 | 93,545,000 |
| Total loans | 53,743,000 | 55,684,000 | 56,416,000 | 56,481,000 |
| Allowance for loan losses | 1,241,000 | 1,241,000 | 1,241,000 | 1,241,000 |
| Securities available for sale | 27,139,000 | 23,922,000 | 24,083,000 | 20,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,534,000 | 72,613,000 | 73,195,000 | 75,798,000 |
| Interest-bearing deposits | 68,009,000 | 68,805,000 | 69,854,000 | 71,772,000 |
| Noninterest-bearing deposits | 3,525,000 | 3,808,000 | 3,341,000 | 4,026,000 |
| Equity capital | 12,461,000 | 12,991,000 | 13,403,000 | 13,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,777,000 | 4,151,000 | 5,469,000 |
| Interest expense | 743,000 | 1,459,000 | 2,178,000 | 2,893,000 |
| Net interest income | 612,000 | 1,318,000 | 1,973,000 | 2,576,000 |
| Noninterest income | 8,000 | 15,000 | 28,000 | 35,000 |
| Noninterest expense | 216,000 | 445,000 | 747,000 | 1,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 404,000 | 888,000 | 1,254,000 | 1,518,000 |
| Income tax | 142,000 | 293,000 | 422,000 | 547,000 |
| Net income | 262,000 | 595,000 | 832,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,404,000 | 12,677,000 | 12,914,000 | 12,693,000 |
| Total capital | 13,234,000 | 13,488,000 | 13,734,000 | 13,516,000 |
| Risk-weighted assets | 65,964,000 | 64,411,000 | 65,185,000 | 65,456,000 |