Call reports 2001
IOWA STATE BANK — 2001
What IOWA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,079,000 | 80,451,000 | 82,858,000 | 88,866,000 |
| Total loans | 52,212,000 | 53,480,000 | 52,891,000 | 54,696,000 |
| Allowance for loan losses | 1,044,000 | 1,044,000 | 1,085,000 | 1,124,000 |
| Securities available for sale | 20,455,000 | 21,293,000 | 21,369,000 | 25,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,629,000 | 66,914,000 | 67,870,000 | 70,816,000 |
| Interest-bearing deposits | 63,046,000 | 63,784,000 | 64,804,000 | 66,546,000 |
| Noninterest-bearing deposits | 2,583,000 | 3,130,000 | 3,066,000 | 4,270,000 |
| Equity capital | 12,025,000 | 12,221,000 | 12,622,000 | 12,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,876,000 | 4,311,000 | 5,677,000 |
| Interest expense | 864,000 | 1,743,000 | 2,595,000 | 3,396,000 |
| Net interest income | 574,000 | 1,133,000 | 1,716,000 | 2,281,000 |
| Noninterest income | 8,000 | 16,000 | 30,000 | 37,000 |
| Noninterest expense | 205,000 | 417,000 | 685,000 | 933,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 377,000 | 732,000 | 1,061,000 | 1,385,000 |
| Income tax | 149,000 | 257,000 | 364,000 | 471,000 |
| Net income | 228,000 | 475,000 | 697,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,877,000 | 12,064,000 | 12,286,000 | 12,143,000 |
| Total capital | 12,674,000 | 12,873,000 | 13,098,000 | 12,980,000 |
| Risk-weighted assets | 63,547,000 | 64,445,000 | 64,693,000 | 66,675,000 |