Call reports 2001
FIRST ESSEX BANK — 2001
What FIRST ESSEX BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,580,972,000 | 1,576,081,000 | 1,621,371,000 | 1,594,660,000 |
| Total loans | 1,000,529,000 | 1,045,369,000 | 1,026,806,000 | 1,053,022,000 |
| Allowance for loan losses | 13,216,000 | 13,677,000 | 12,640,000 | 12,758,000 |
| Securities available for sale | 438,294,000 | 409,220,000 | 382,042,000 | 400,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,182,762,000 | 1,201,720,000 | 1,241,393,000 | 1,239,602,000 |
| Interest-bearing deposits | 1,066,279,000 | 1,065,285,000 | 1,106,536,000 | 1,105,212,000 |
| Noninterest-bearing deposits | 116,483,000 | 136,435,000 | 134,857,000 | 134,390,000 |
| Equity capital | 121,394,000 | 123,741,000 | 131,746,000 | 134,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 29,998,000 | 59,336,000 | 88,325,000 | 116,316,000 |
| Interest expense | 15,783,000 | 30,664,000 | 44,821,000 | 57,198,000 |
| Net interest income | 14,215,000 | 28,672,000 | 43,504,000 | 59,118,000 |
| Noninterest income | 1,799,000 | 4,027,000 | 6,145,000 | 8,147,000 |
| Noninterest expense | 8,289,000 | 16,778,000 | 25,084,000 | 33,738,000 |
| Provision for loan losses | 1,125,000 | 2,250,000 | 3,375,000 | 5,100,000 |
| Pretax income | 6,600,000 | 13,671,000 | 21,190,000 | 28,427,000 |
| Income tax | 2,632,000 | 5,410,000 | 8,458,000 | 11,447,000 |
| Net income | 3,968,000 | 8,261,000 | 12,732,000 | 16,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,127,000 | 104,255,000 | 109,340,000 | 114,647,000 |
| Total capital | 114,343,000 | 117,932,000 | 121,980,000 | 127,405,000 |
| Risk-weighted assets | 1,140,997,000 | 1,171,440,000 | 1,181,205,000 | 1,198,969,000 |
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