Call reports 2012
HERITAGE BANK, NATIONAL ASSOCIATION — 2012
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,953,000 | 106,959,000 | 107,125,000 | 107,766,000 |
| Total loans | 77,211,000 | 71,852,000 | 74,794,000 | 60,113,000 |
| Allowance for loan losses | 2,067,000 | 2,058,000 | 1,985,000 | 0 |
| Securities available for sale | 13,687,000 | 12,489,000 | 10,066,000 | 8,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,871,000 | 83,683,000 | 84,036,000 | 81,893,000 |
| Interest-bearing deposits | 61,438,000 | 64,182,000 | 63,534,000 | 62,876,000 |
| Noninterest-bearing deposits | 17,433,000 | 19,501,000 | 20,502,000 | 19,017,000 |
| Equity capital | 12,449,000 | 12,610,000 | 12,649,000 | 15,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,499,000 | 3,647,000 | 397,000 |
| Interest expense | 279,000 | 542,000 | 795,000 | 18,000 |
| Net interest income | 1,020,000 | 1,957,000 | 2,852,000 | 379,000 |
| Noninterest income | 319,000 | 618,000 | 762,000 | 25,000 |
| Noninterest expense | 1,047,000 | 2,066,000 | 3,064,000 | 339,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 509,000 | 550,000 | 65,000 |
| Income tax | 0 | 0 | 0 | 27,000 |
| Net income | 292,000 | 509,000 | 550,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,920,000 | 12,137,000 | 12,178,000 | 11,796,000 |
| Total capital | 12,772,000 | 12,979,000 | 13,071,000 | 11,796,000 |
| Risk-weighted assets | 66,964,000 | 66,189,000 | 70,375,000 | 58,601,000 |