Call reports 2011
HERITAGE BANK, NATIONAL ASSOCIATION — 2011
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,079,000 | 121,995,000 | 111,138,000 | 103,577,000 |
| Total loans | 89,303,000 | 80,968,000 | 79,558,000 | 77,896,000 |
| Allowance for loan losses | 2,821,000 | 2,184,000 | 2,054,000 | 2,089,000 |
| Securities available for sale | 18,090,000 | 16,004,000 | 14,804,000 | 15,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,523,000 | 97,466,000 | 87,821,000 | 80,170,000 |
| Interest-bearing deposits | 79,740,000 | 80,014,000 | 71,810,000 | 65,591,000 |
| Noninterest-bearing deposits | 15,783,000 | 17,452,000 | 16,012,000 | 14,579,000 |
| Equity capital | 15,036,000 | 14,120,000 | 12,960,000 | 12,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,008,000 | 4,397,000 | 5,723,000 |
| Interest expense | 477,000 | 944,000 | 1,330,000 | 1,630,000 |
| Net interest income | 1,046,000 | 2,064,000 | 3,067,000 | 4,093,000 |
| Noninterest income | 57,000 | 163,000 | 231,000 | 513,000 |
| Noninterest expense | 978,000 | 2,947,000 | 4,355,000 | 6,432,000 |
| Provision for loan losses | 400,000 | 500,000 | 1,250,000 | 1,250,000 |
| Pretax income | -275,000 | -1,220,000 | -2,307,000 | -3,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -275,000 | -1,220,000 | -2,307,000 | -3,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,429,000 | 13,484,000 | 12,399,000 | 11,628,000 |
| Total capital | 15,443,000 | 14,438,000 | 13,351,000 | 12,483,000 |
| Risk-weighted assets | 79,305,000 | 76,106,000 | 75,098,000 | 67,136,000 |