Call reports 2012
WINTHROP STATE BANK — 2012
What WINTHROP STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,417,000 | 22,265,000 | 21,239,000 | 21,219,000 |
| Total loans | 4,432,000 | 4,593,000 | 4,692,000 | 4,436,000 |
| Allowance for loan losses | 119,000 | 122,000 | 122,000 | 122,000 |
| Securities available for sale | 11,330,000 | 11,425,000 | 11,626,000 | 11,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,624,000 | 19,445,000 | 18,379,000 | 18,462,000 |
| Interest-bearing deposits | 14,514,000 | 14,672,000 | 13,963,000 | 14,385,000 |
| Noninterest-bearing deposits | 4,110,000 | 4,773,000 | 4,416,000 | 4,077,000 |
| Equity capital | 2,652,000 | 2,774,000 | 2,809,000 | 2,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 352,000 | 527,000 | 702,000 |
| Interest expense | 10,000 | 19,000 | 27,000 | 36,000 |
| Net interest income | 168,000 | 333,000 | 500,000 | 666,000 |
| Noninterest income | 17,000 | 35,000 | 53,000 | 5,000 |
| Noninterest expense | 134,000 | 271,000 | 403,000 | 576,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 48,000 | 93,000 | 149,000 | 94,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 93,000 | 149,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,304,000 | 2,324,000 | 2,361,000 | 2,306,000 |
| Total capital | 2,393,000 | 2,417,000 | 2,452,000 | 2,391,000 |
| Risk-weighted assets | 7,086,000 | 7,376,000 | 7,255,000 | 6,739,000 |