Call reports 2011
WINTHROP STATE BANK — 2011
What WINTHROP STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 19,630,000 | 20,334,000 | 20,789,000 | 22,658,000 |
| Total loans | 4,463,000 | 4,681,000 | 4,656,000 | 4,838,000 |
| Allowance for loan losses | 115,000 | 110,000 | 113,000 | 116,000 |
| Securities available for sale | 9,428,000 | 9,794,000 | 10,053,000 | 10,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,254,000 | 17,619,000 | 17,982,000 | 19,910,000 |
| Interest-bearing deposits | 13,883,000 | 13,713,000 | 13,479,000 | 15,256,000 |
| Noninterest-bearing deposits | 3,371,000 | 3,906,000 | 4,503,000 | 4,654,000 |
| Equity capital | 2,295,000 | 2,574,000 | 2,731,000 | 2,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 336,000 | 512,000 | 691,000 |
| Interest expense | 16,000 | 30,000 | 42,000 | 53,000 |
| Net interest income | 149,000 | 306,000 | 470,000 | 638,000 |
| Noninterest income | 15,000 | 31,000 | 51,000 | 74,000 |
| Noninterest expense | 140,000 | 289,000 | 427,000 | 596,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 21,000 | 43,000 | 103,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 43,000 | 103,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,289,000 | 2,301,000 | 2,348,000 | 2,366,000 |
| Total capital | 2,376,000 | 2,390,000 | 2,437,000 | 2,461,000 |
| Risk-weighted assets | 6,950,000 | 7,128,000 | 7,127,000 | 7,578,000 |