Call reports 2002
WINTHROP STATE BANK — 2002
What WINTHROP STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,559,000 | 17,168,000 | 18,326,000 | 17,818,000 |
| Total loans | 6,500,000 | 6,833,000 | 6,806,000 | 6,450,000 |
| Allowance for loan losses | 179,000 | 180,000 | 191,000 | 179,000 |
| Securities available for sale | 5,417,000 | 5,298,000 | 4,948,000 | 6,001,000 |
| Securities held to maturity | 2,133,000 | 2,133,000 | 1,933,000 | 2,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,212,000 | 14,868,000 | 15,817,000 | 15,393,000 |
| Interest-bearing deposits | 11,651,000 | 12,354,000 | 13,247,000 | 12,211,000 |
| Noninterest-bearing deposits | 2,561,000 | 2,514,000 | 2,570,000 | 3,182,000 |
| Equity capital | 2,079,000 | 2,137,000 | 2,255,000 | 2,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 509,000 | 756,000 | 990,000 |
| Interest expense | 84,000 | 165,000 | 244,000 | 314,000 |
| Net interest income | 176,000 | 344,000 | 512,000 | 676,000 |
| Noninterest income | 28,000 | 55,000 | 86,000 | 117,000 |
| Noninterest expense | 128,000 | 254,000 | 385,000 | 574,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 145,000 | 213,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 145,000 | 213,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,058,000 | 2,126,000 | 2,194,000 | 2,118,000 |
| Total capital | 2,160,000 | 2,234,000 | 2,305,000 | 2,225,000 |
| Risk-weighted assets | 8,171,000 | 8,592,000 | 8,827,000 | 8,492,000 |