Call reports 2001
WINTHROP STATE BANK — 2001
What WINTHROP STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,333,000 | 15,441,000 | 16,704,000 | 17,028,000 |
| Total loans | 6,360,000 | 6,683,000 | 6,727,000 | 6,814,000 |
| Allowance for loan losses | 199,000 | 176,000 | 177,000 | 178,000 |
| Securities available for sale | 5,255,000 | 4,965,000 | 5,234,000 | 4,225,000 |
| Securities held to maturity | 2,283,000 | 2,174,000 | 2,174,000 | 2,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,896,000 | 12,897,000 | 14,040,000 | 14,539,000 |
| Interest-bearing deposits | 10,502,000 | 10,388,000 | 11,388,000 | 12,022,000 |
| Noninterest-bearing deposits | 2,394,000 | 2,509,000 | 2,652,000 | 2,517,000 |
| Equity capital | 2,174,000 | 2,225,000 | 2,127,000 | 2,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 550,000 | 822,000 | 1,101,000 |
| Interest expense | 116,000 | 226,000 | 338,000 | 436,000 |
| Net interest income | 167,000 | 324,000 | 484,000 | 665,000 |
| Noninterest income | 28,000 | 51,000 | 76,000 | 146,000 |
| Noninterest expense | 98,000 | 205,000 | 321,000 | 549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 170,000 | 239,000 | 262,000 |
| Income tax | 31,000 | 50,000 | 77,000 | 80,000 |
| Net income | 66,000 | 120,000 | 162,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,166,000 | 2,220,000 | 2,113,000 | 2,131,000 |
| Total capital | 2,268,000 | 2,323,000 | 2,222,000 | 2,238,000 |
| Risk-weighted assets | 8,064,000 | 8,343,000 | 8,617,000 | 8,524,000 |