Call reports 2016
KEOKUK SAVINGS BANK AND TRUST COMPANY — 2016
What KEOKUK SAVINGS BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 125,117,000 | 123,518,000 |
| Total loans | 59,684,000 | 63,425,000 |
| Allowance for loan losses | 24,000 | 21,000 |
| Securities available for sale | 29,600,000 | 29,796,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 110,475,000 | 108,720,000 |
| Interest-bearing deposits | 89,642,000 | 88,327,000 |
| Noninterest-bearing deposits | 20,833,000 | 20,393,000 |
| Equity capital | 13,828,000 | 14,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 914,000 | 1,849,000 |
| Interest expense | 66,000 | 132,000 |
| Net interest income | 848,000 | 1,717,000 |
| Noninterest income | 554,000 | 1,151,000 |
| Noninterest expense | 1,027,000 | 2,099,000 |
| Provision for loan losses | 23,000 | 23,000 |
| Pretax income | 352,000 | 747,000 |
| Income tax | 15,000 | 36,000 |
| Net income | 337,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 8,382,000 | 8,880,000 |
| Total capital | 8,406,000 | 8,901,000 |
| Risk-weighted assets | 68,974,000 | 71,739,000 |