Call reports 2015
KEOKUK SAVINGS BANK AND TRUST COMPANY — 2015
What KEOKUK SAVINGS BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,201,000 | 116,682,000 | 111,475,000 | 124,701,000 |
| Total loans | 57,473,000 | 56,912,000 | 57,985,000 | 56,581,000 |
| Allowance for loan losses | 731,000 | 756,000 | 729,000 | 0 |
| Securities available for sale | 35,740,000 | 34,227,000 | 32,858,000 | 30,939,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,922,000 | 104,593,000 | 98,416,000 | 111,096,000 |
| Interest-bearing deposits | 85,084,000 | 86,958,000 | 81,506,000 | 87,656,000 |
| Noninterest-bearing deposits | 17,838,000 | 17,635,000 | 16,910,000 | 23,439,000 |
| Equity capital | 10,715,000 | 10,424,000 | 10,727,000 | 13,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,620,000 | 2,449,000 | 0 |
| Interest expense | 72,000 | 144,000 | 212,000 | 0 |
| Net interest income | 732,000 | 1,476,000 | 2,237,000 | 0 |
| Noninterest income | 750,000 | 1,340,000 | 1,954,000 | 0 |
| Noninterest expense | 1,146,000 | 2,410,000 | 3,562,000 | 0 |
| Provision for loan losses | 0 | 22,000 | 38,000 | 0 |
| Pretax income | 336,000 | 384,000 | 591,000 | 0 |
| Income tax | 15,000 | 15,000 | 24,000 | 0 |
| Net income | 321,000 | 369,000 | 567,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,126,000 | 9,043,000 | 9,079,000 | 8,919,000 |
| Total capital | 9,857,000 | 9,799,000 | 9,808,000 | 8,919,000 |
| Risk-weighted assets | 66,483,000 | 65,431,000 | 64,251,000 | 66,517,000 |