Call reports 2011
KEOKUK SAVINGS BANK AND TRUST COMPANY — 2011
What KEOKUK SAVINGS BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 105,056,000 | 109,446,000 | 104,928,000 | 106,809,000 |
| Total loans | 60,432,000 | 60,282,000 | 59,779,000 | 57,708,000 |
| Allowance for loan losses | 812,000 | 857,000 | 902,000 | 898,000 |
| Securities available for sale | 22,379,000 | 25,322,000 | 27,517,000 | 26,590,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,664,000 | 95,857,000 | 89,580,000 | 93,388,000 |
| Interest-bearing deposits | 77,831,000 | 81,958,000 | 76,684,000 | 79,763,000 |
| Noninterest-bearing deposits | 13,834,000 | 13,899,000 | 12,896,000 | 13,625,000 |
| Equity capital | 11,130,000 | 11,387,000 | 11,416,000 | 11,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,099,000 | 3,165,000 | 4,216,000 |
| Interest expense | 178,000 | 354,000 | 512,000 | 662,000 |
| Net interest income | 877,000 | 1,745,000 | 2,653,000 | 3,554,000 |
| Noninterest income | 641,000 | 1,194,000 | 1,713,000 | 2,231,000 |
| Noninterest expense | 1,112,000 | 2,247,000 | 3,426,000 | 4,612,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 361,000 | 602,000 | 805,000 | 1,038,000 |
| Income tax | 16,000 | 26,000 | 33,000 | 45,000 |
| Net income | 345,000 | 576,000 | 772,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,872,000 | 8,893,000 | 8,940,000 | 8,857,000 |
| Total capital | 9,684,000 | 9,750,000 | 9,806,000 | 9,720,000 |
| Risk-weighted assets | 71,886,000 | 73,037,000 | 69,849,000 | 68,975,000 |