Call reports 2002
KEOKUK SAVINGS BANK AND TRUST COMPANY — 2002
What KEOKUK SAVINGS BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,674,000 | 104,838,000 | 99,401,000 | 93,766,000 |
| Total loans | 64,448,000 | 65,667,000 | 66,324,000 | 68,519,000 |
| Allowance for loan losses | 797,000 | 771,000 | 799,000 | 644,000 |
| Securities available for sale | 16,362,000 | 23,014,000 | 21,371,000 | 13,092,000 |
| Securities held to maturity | 2,454,000 | 2,217,000 | 2,131,000 | 2,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,066,000 | 94,639,000 | 87,791,000 | 82,768,000 |
| Interest-bearing deposits | 79,741,000 | 86,415,000 | 80,109,000 | 74,093,000 |
| Noninterest-bearing deposits | 9,325,000 | 8,224,000 | 7,682,000 | 8,675,000 |
| Equity capital | 8,089,000 | 8,392,000 | 8,686,000 | 8,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 3,021,000 | 4,543,000 | 5,974,000 |
| Interest expense | 716,000 | 1,349,000 | 1,883,000 | 2,337,000 |
| Net interest income | 765,000 | 1,672,000 | 2,660,000 | 3,637,000 |
| Noninterest income | 168,000 | 357,000 | 552,000 | 737,000 |
| Noninterest expense | 817,000 | 1,682,000 | 2,494,000 | 3,355,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 125,000 |
| Pretax income | 101,000 | 317,000 | 673,000 | 1,042,000 |
| Income tax | 265,000 | 276,000 | 295,000 | 312,000 |
| Net income | -164,000 | 41,000 | 378,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,395,000 | 7,596,000 | 7,771,000 | 7,881,000 |
| Total capital | 8,192,000 | 8,367,000 | 8,570,000 | 8,525,000 |
| Risk-weighted assets | 66,033,000 | 68,238,000 | 66,712,000 | 67,850,000 |